Home    
   
contact us  |  site map  |  important information   
Savings & Wealth Creation All About Investing Investor Profiles Being Smart With Your Super Your Life After Work
How much do I need for life after work?
Will this fund my retirement dreams?
Your retirement lifestyle
Making the most of government assistance
Checklist - preparing for retirement
 
Home Page > Life After Work > Government Assistance > Income splitting

Income splitting with your spouse

This is where you can place investments in the name of your lower income earning spouse and potentially reduce the amount of tax paid on the income/profits from the investments.

You can either purchase new investments in your spouse’s name or transfer existing investments (capital gains tax and stamp duty should be considered however).

By splitting income you can possibly:

  • reduce your annual tax bill;
  • complement your superannuation; and
  • boost your overall savings.

Speak to your financial planner for further advice on the benefits of income splitting.
 
Calculators
Budget planner
Further Information
Life After Work Presentation
Web Links
APRA
ATO